General Insurance

General Insurance

Our office is able to negotiate and place virtually all classes of general insurance from the smallest business package cover to the larger and more complex industrial exposures.

No one insurer can offer all the best policies with the best available cover at the most competitive price. It is our brief as brokers to canvas the available markets to secure the best terms available and then to arrange cover in conjunction with our clients’ wishes.

It is important to understand that there may be insurers or agencies which, in our opinion are not a viable proposition for our clients business and in these circumstances, unless specifically instructed to do so, we will not utilise these insurers.

Our services include advice relating to:

  •  all physical exposures to the business whether to fixed property, vehicles or external suppliers and customers
  •  all potential liability exposures both external and internal to the business whether by action or product, or whether as a result of statutory or employment exposures
  •  workers compensation issues including claims management, loss minimisation and premium reviews
  •  eCommerce risks and their repercussions
  •  marine and transit of goods exposures

and the manner in which insurance covers can be catered to minimise financial loss from those exposures.